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Associate Professor

Pearpilai JUTASOMPAKORN

Associate Professor
PhD (Finance), Monash University, Australia
Cluster:
Business, Communication and Design
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Biography

Dr Pear is an Associate Professor in the Accountancy programme, Business, Communication and Design Cluster, at the Singapore Institute of Technology. She received her PhD in Finance from Monash University and scholarship from Australian Prudential Regulation Authority and Reserve Bank of Australia.

Her research follows a single thread — how lenders, regulators and, increasingly, AI decide who gets credit, and what that means for consumers — running from banking crises and Basel III to crowdlending, consumer debt, Buy Now Pay Later and AI-driven credit assessment. She is Principal Investigator of a research collaboration with the ASEAN+3 Macroeconomic Research Office (AMRO), and the Asian Development Bank, on AI-driven credit assessment, financial inclusion and regulatory governance in ASEAN+3. She also leads a study, funded under the LKYSPP Social Mobility Foundation Grant, of the financial, social and psychological trajectories of households after a debt management programme, in partnership with Credit Counselling Singapore and Credit Bureau Singapore. Her earlier projects developed credit-risk analytical models for Credit Counselling Singapore and credit-scoring models for a crowdlending platform.

Alongside her finance research, Dr Pear studies how students learn in simulation-based and technology-enhanced classrooms — in particular how teams regulate their thinking together (socially shared metacognitive regulation) during simulation games, and how metacognitive prompts affect learning and engagement. This work, supported by SIT learning and teaching grants, is published in Education and Information Technologies and the Journal of Educational Technology Systems, and she brings it into her own teaching through simulation-based learning and capstone.

She has published in journals including the Journal of International Financial Markets, Institutions & Money, the Journal of Contemporary Accounting & Economics, Electronic Markets and the Pacific Asia Journal of the Association for Information Systems, and in practitioner outlets such as the ISCA Journal. She has been quoted and interviewed on finance and credit risk by The Business Times, The Straits Times, Money FM, CNA radio and the CNA Money Talks podcast.

At SIT, Dr Pear was Programme Leader of the Bachelor of Accountancy with Honours (2023–2025) and chaired the programme's accreditation committees; she co-chaired the BCD Cluster Applied Research Committee (2022–2023) and serves on the SIT Institutional Review Board. She received the BCD Cluster Excellence in Applied Research Award in 2022 and 2023 and the Excellence in Teaching Award in 2022.

SIT Appointments

  • Associate Professor
    – Present
  • Programme Leader, Bachelor of Accountancy with Honours
    –
  • Member, SIT Institutional Review Board
    –
  • Assistant Professor
    –

Education

  • PhD (Finance)
    Monash University , Australia
  • Honours in Finance
    Monash University , Australia
  • Bachelor of Commerce (Finance and Economics)
    Monash University , Australia

Achievements

  • BCD Cluster Excellence in Teaching Award 2022 awarded to Dr. Pear for commendable conduct of an innovative class
    –
  • BCD Cluster Excellence in Applied Research Award 2022 awarded to Dr. Pear for commendable contributions in applied research
    –
  • The first runner up for ‘Pearson innovation in Accounting Education Award’ at ASEAN Accounting Educators Workgroup (AAEW)
  • Superior Unit Coordination and Teaching, Monash University
    –
  • Recipient of the Brian Gray Scholarship Program

Professional Certification

  • Executive Education in Python for Analytics
    National University of Singapore (NUS)
    –
  • Executive Program in Applied Business Analytics
    Massachusetts Institute of Technology (MIT)
    –

Corporate Experience

  • Sessional Lecturer and tutor/ Researcher – Accounting & Finance, Monash University
    –
  • Accounts Receivable Officer, SYNNEX Pty Ltd Australia – Finance Department
    –
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Research Interests

  • Credit risk
  • Banking, financial stability and regulation
  • FinTech
  • Consumer debt and debt management

Current Projects

  • AI-Driven Credit Assessment: Financial Inclusion and Regulatory Governance in ASEAN+3
    – Present

    Lead PI, ASEAN+3 Macroeconomic Research Office (AMRO) and Asian Development Bank (ADB)

  • Beyond Debt Management Program: The financial, social, psychological trajectories and impact on socioeconomic inclusiveness
    – Present

    Lead PI, LKYSPP Social Mobility Foundation Grant; in partnership with Credit Counselling Singapore and Credit Bureau Singapore

  • Sustainable and Responsible Innovation in Buy Now Pay Later (BNPL)
    – Present

    Lead PI, Community Leadership and Social Innovation Centre (CLASIC) Grant

  • Socially Shared Metacognitive Regulation (SSMR) in a Simulation Game Environment: Antecedents, Strategies, and Outcomes
    – Present

    Lead PI, Applied Learning and Innovation Grant (ALIGN)

Past Projects

  • Effectiveness and Implementation of a Community-based Hybrid Multicomponent Frailty Management Program
    –

    Co-PI, SIT Ignition Grant

  • Development of Credit Counselling Singapore (CCS) Credit Risk Analytical Models
    –

    Lead PI, SIT Ignition Grant

  • P2P and Crowdfunding: Credit score, probability of default models and Machine Learning
    –

    Lead PI, SIT Seed Grant

  • Online financial tools for holistic evaluation of innovation project
    –

    Lead PI, SIT Advancement of Learning and Teaching (SALT) Grant

  • Applied Data Science Lab
    –

    Co-PI, SIT Strategic Initiative Grant

  • Crowdfunding Investors’ Behavior: Characteristics and Decision Making
    –

    Co-PI, SIT Ignition Grant

  • Migratory Drivers for Accountancy Students within Association of Southeast Asian Nations (ASEAN)
    –

    Co-PI, SIT Seed grant

  • Self and Peer Assessment Resource Kit
    –

    Co-PI, SIT Advancement of Learning and Teaching (SALT) Grant

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Journal Papers

  • Perdana, A., Jutasompakorn, P., & Kang, W. (2026). Technology as an Equalizer in Kasikornbank's Inclusive Banking Strategy. In A. Perdana, V. Bharathi S., K. Patil, G. Wangge, S. S. Puspita, & W. Kang (Eds.), Inclusive Futures: Lessons from Emerging Contexts on Building Equitable Digital Systems (Chapter 19). CRC Press.

  • Kok, X. F. K., Jutasompakorn, P., Gao, F. P., & Soh, Z. Y. S. (2026). Exploring the effects of metacognitive prompts in simulation games on metacognitive regulation, cognitive, and socio-emotional factors among university students. Journal of Educational Technology Systems, 54(4).

  • Kok, X. F. K., Jutasompakorn, P., Yeow, E. Y. W., Tehn, J. H. S., See, M. F., Aung, M. M., Chan, N. S. L., & Loh, V. M. R. (2025). Exploring socially shared metacognitive regulation (SSMR) strategies in a simulation game environment. Education and Information Technologies, 30(17), 25411–25439.

  • Perdana, A., Jutasompakorn, P., Carroll, C., & Lim, J. (2025). The human touch in a digital era: Culture, technology and capabilities at precursor assurance. Journal of Information Technology Teaching Cases, 15(1), 114–122.

  • Jutasompakorn, P., Perdana, A., & Yeap, L. H. (2025). Discerning the Key Drivers behind Cryptocurrency Transactions: Identifying the Configurational Factors. Pacific Asia Journal of the Association for Information Systems, 17(1), 5–29.

  • Xu, T., Soh, S. L. H., Chua, C. P., Jutasompakorn, P., & Wee, S. L. (2024). Clinical effectiveness and cost-effectiveness of a multicomponent frailty management program “Say No To Frailty” in Singapore: A cluster-randomized controlled trial protocol. Contemporary Clinical Trials, 142, 107546.

  • Perdana, A., Jutasompakorn, P., & Chung, S. (2023). Shaping crowdlending investors’ trust: Technological, social, and economic exchange perspectives. Electronic Markets, 33(1), 25.

  • Jutasompakorn, P., Perdana, A., & Balachandran, V. (2023). Enhancing decision making with machine learning: The case of Aurora crowdlending platform. Journal of Information Technology Teaching Cases, 13(1), 58–66.

  • Jutasompakorn, P., Lim, C. Y., Ranasinghe, T., & Yong, K. O. (2021). Impact of Basel III on the discretion and timeliness of Banks’ loan loss provisions. Journal of Contemporary Accounting & Economics, 17(2), 100255.

  • Perdana A., Lee, H. -H., & Jutasompakorn, P. (2021). Crowdlending in Asia: Lessons from Its Chequered History. Pacific Asia Journal of the Association for Information Systems, 13(4), 97-130.

  • Arisandi, D., Jutasompakorn P., Gaffoor, J., & Lim, C. Y. (2021) Machine Learning Models for Debt Management – A Review of Development Process. The Institute of Singapore Chartered Accountants (ISCA) Journal, November 2021 issue.

  • Jutasompakorn P., & Perdana A. (2021, June 24) Crowdlending and credit models. Chartered Financial Analyst (CFA) Institute, Asia-Pacific Research Exchange.

  • Jutasompakorn, P., Lim, C. Y., Tan, S. (2021) Migratory Drivers of Human Capital – A case of Accountancy students in Association of Southeast Asian Nations (ASEAN). Rangsit Journal of Social Sciences and Humanities, 8(2), 80-95.

  • Jutasompakorn, P., Atmosukarto, I., Kurbanhusen, M. S., & Lishan, A. X. (2021, December). A Finance-Based Self-Learning Online Platform for Holistic Evaluation of Innovation Projects. In 2021 IEEE International Conference on Engineering, Technology & Education (TALE) (pp. 01-07). IEEE.

  • Jutasompakorn, P. (2015). Synnex (Thailand) ‒ Automated Storage and Retrieval System (ASRS). Singapore: Nanyang Technopreneurship Case Centre (NTCC).

  • Jutasompakorn, P., Brooks, R., Brown, C., & Treepongkaruna, S. (2014). Banking crises: identifying dates and determinants. Journal of International Financial Markets, Institutions and Money, 32, 150-166.

Conferences

  • Perdana, A., Jutasompakorn, P. Digital Temptation: How BNPL Services Reshape Young Consumers’ Financial Behavior. Puey Ungphakorn Institute for Economic Research (PIER) Research Exchange 2025 in Bangkok, Thailand.

  • Jutasompakorn, P., Perdana, A., Chung, S. Trust in Crowdlending: Do Lenders Value Profit, Safety or Platform Quality? Paper presented at International Symposium on Accounting Information Systems 2022 in Australia.

  • Jutasompakorn, P., Atmosukarto, I., Kurbanhusen, M. S., Xue, A. L. A Finance-Based Self-Learning Online Tool: Comparative Study Between Business and Non-Business Students, Paper presented at Applied Learning Conference (ALC): Interdisciplinary Learning Track 2022 in Singapore.

  • Perdana, A., Jutasompakorn, P., Tan, J. Embedding Machine Learning Topics into Focus Areas Modules for Accountancy Students, Paper presented at American Accounting Association (AAA) Intensive Data and Analytics II 2019 in the United States.

  • Jutasompakorn, P. Banking simulation game in Accountancy Programme, Paper presented at National Technology Enhanced Learning (NTEL) 2019 in Singapore

  • Jutasompakorn, P. Application of technologies in teaching, Paper presented at 7th ASEAN Accounting Education Workgroup (AAEW) Meeting 2018 in Singapore.

  • Jutasompakorn, P., Brooks, R., & Treepongkaruna, S. Identifying Banking Crises Dates, Paper presented at Financial Management Association (FMA) European Meeting, 2011 in Portugal.

  • Jutasompakorn, P., Brooks, R., & Treepongkaruna, S. Identifying Banking Crises Dates, Paper presented at Systemic Risk, Basel III, Financial Stability and Regulation Conference (by the Reserve Bank of Australia, Australian Prudential Regulation Authority) 2011 in Australia.

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Teaching Modules

Accountancy, B (Hons)

  • ACC3503 - Financial Institutions and Markets

Past

  • ACC2004 - Corporate Finance
  • MNO2109 - Introduction to Business Management
  • ACC3006 - Business Valuation and Analysis
  • SOCS-105 - Principles of Macroeconomics
  • ACC1106 - Quantitative Analysis
  • ACC3901 - Value-Added Programme 3 (Spreadsheet Application Tools)
  • ACC1005 - Foundations of Finance
  • ACC3001 - Integrated Work Study Programme (IWSP)
  • ACC2105 - Investment and Risk Analysis
  • ACC3018 - Applied Analytics Capstone
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